iTHINK Financial CU New membership deposits bonus: is $275 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $10,000 for 90 days, the tier that adds the most.
Yearly rate on $10,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$85$1,500$100 bonus · 90 days
- +$123$10,000Best for you$225 bonus · 90 days
- +$70$20,000$275 bonus · 90 days
The math
Compared with leaving $10k at 4.15%
Average $10,000 from day 1 to day 90 · Must first complete the starter steps (checking + DD + credit card) per bank wording. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Average $10,000 from day 1 to day 90
- 2Must first complete the starter steps (checking + DD + credit card) per bank wording
- Ends
- No end date listed
- Where
- Florida, Georgia
- Monthly fee
- None
- Cash stays
- About 90 days
- Bonus paid
- Usually within 120 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the iTHINK Financial CU New membership deposits bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $10,000 tier adds +$123: the $225 bonus, minus the $102 that cash would have earned in 90 days. The $1,500 tier adds +$85. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Average $10,000 from day 1 to day 90; must first complete the starter steps (checking + DD + credit card) per bank wording. Open to residents of Florida, Georgia.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.