Chase J.P. Morgan Self-Directed Investing bonus: is $1,000 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $250,000 for 90 days, the tier that adds the most.
Yearly rate on $250,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$50$5,000$50 bonus · 90 days
- +$150$25,000$150 bonus · 90 days
- +$325$100,000$325 bonus · 90 days
- +$1,000$250,000Best for you$1,000 bonus · 90 days
The math
Compared with leaving $250k at 4.15%
Deposit $250,000 in new money within 45 days · Keep $250,000 there until day 90. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Deposit $250,000 in new money within 45 days
- 2Keep $250,000 there until day 90
- Ends
- Jan 21, 2027
- Where
- Nationwide
- Pays while it's there
- 4.15% a year
- Monthly fee
- None
- Cash stays
- About 90 days
- Bonus paid
- Usually within 15 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Chase J.P. Morgan Self-Directed Investing bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $250,000 tier adds +$1,000: the $1,000 bonus plus $2,558 interest, minus the $2,558 that cash would have earned in 90 days. The $100,000 tier adds +$325. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $250,000 in new money within 45 days; keep $250,000 there until day 90. Open nationwide.
When does it end?
The offer ends Jan 21, 2027. The terms were last checked Oct 10, 2026.