KeyPoint CU Elite Business Checking bonus: is $500 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $2,000 while it's there, bonus included.
The math
Compared with leaving $2k at 4.15%
Deposit $2,000 in new money within 15 days · Average $2,000 from day 16 to day 105 · Make 20 debit card purchases within 105 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $2,000 in new money within 15 days
- 2Average $2,000 from day 16 to day 105
- 3Make 20 debit card purchases within 105 days
- Ends
- No end date listed
- Where
- California
- Monthly fee
- None
- Cash stays
- About 105 days
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the KeyPoint CU Elite Business Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $2,000 tier adds +$476: the $500 bonus, minus the $24 that cash would have earned in 105 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $2,000 in new money within 15 days; average $2,000 from day 16 to day 105; make 20 debit card purchases within 105 days. Open to residents of California.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.