La Capitol FCU Economy Business Checking bonus: is $650 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $5,000 for 90 days, the tier that adds the most.
Yearly rate on $5,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$449$5,000Best for you$500 bonus · 90 days
- +$394$25,000$650 bonus · 90 days
The math
Compared with leaving $5k at 4.15%
Deposit $5,000 in new money within 30 days · Keep $5,000 there until day 90 · Make 5 debit card purchases · Enroll in La Cap Online Banking. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Deposit $5,000 in new money within 30 days
- 2Keep $5,000 there until day 90
- 3Make 5 debit card purchases
- 4Enroll in La Cap Online Banking
- Ends
- No end date listed
- Where
- Louisiana
- Monthly fee
- None
- Cash stays
- About 90 days
- Bonus paid
- Usually within 15 days of finishing
- Credit check
- A hard pull on your credit
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the La Capitol FCU Economy Business Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $5,000 tier adds +$449: the $500 bonus, minus the $51 that cash would have earned in 90 days. The $25,000 tier adds +$394. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $5,000 in new money within 30 days; keep $5,000 there until day 90; make 5 debit card purchases; enroll in La Cap Online Banking. Open to residents of Louisiana.
When does it end?
No end date is listed. The terms were last checked Oct 10, 2026.