Bounty
Worth it?

MidFirst Bank Momentum Business Checking bonus: is $300 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$223: more than leaving it at 4.15%
With the bonus16.22%
Leave it where it is4.15%

Yearly rate on $7,500 while it's there, bonus included.

The math

Compared with leaving $7.5k at 4.15%

Bonus
+$300
Interest while it's there
No interest assumed
$0
What it'd earn at home
$7,500 at 4.15% for 3 mo
−$77
Extra
+$223
Works out to 16.2% a year on that cash, vs 4.15% at home.

Average $7,500 from day 1 to day 90 · DoC lists 'Enroll in Business Online Banking'; not in the bank's current offer terms. Terms checked Oct 9, 2026.

See every bonus ranked like this for you

About this bonus

What it takes

  1. 1Average $7,500 from day 1 to day 90
  2. 2DoC lists 'Enroll in Business Online Banking'; not in the bank's current offer terms
Ends
Dec 31, 2026
Where
Oklahoma, Texas, Arizona
Monthly fee
None
Keep it open
At least 90 days, or the bonus can be taken back
Cash stays
About 90 days
Bonus paid
Usually within 110 days of finishing
Terms checked Oct 9, 2026The bank's offer pageFound via Doctor of Credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the MidFirst Bank Momentum Business Checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $7,500 tier adds +$223: the $300 bonus, minus the $77 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Average $7,500 from day 1 to day 90; doC lists 'Enroll in Business Online Banking'; not in the bank's current offer terms. Open to residents of Oklahoma, Texas, Arizona.

When does it end?

The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.