Bounty

Moomoo brokerage account bonus: is the 3% match worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$600: more than leaving it at 4.15%
With the bonus7.19%
Leave it where it is4.15%

Yearly rate on $20,000 while it's there, bonus included.

The math

Compared with leaving $20k at 4.15%

Bonus
+$600
Interest while it's there
4.15% for 12 mo
+$819
What it'd earn at home
$20,000 at 4.15% for 12 mo
−$819
Extra
+$600
Works out to 7.2% a year on that cash, vs 4.15% at home.

Transfer $20,000 in assets from another broker · Keep $20,000 there until day 360. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Transfer $20,000 in assets from another broker
  2. 2Keep $20,000 there until day 360
Ends
Dec 31, 2026
Where
Nationwide
Pays while it's there
4.15% a year
Monthly fee
None
Keep it open
At least 360 days, or the bonus can be taken back
Cash stays
About 360 days
Bonus paid
Usually within 7 days of finishing
Credit check
None

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Moomoo brokerage account bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $20,000 tier adds +$600: the $600 bonus plus $819 interest, minus the $819 that cash would have earned in 360 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Transfer $20,000 in assets from another broker; keep $20,000 there until day 360. Open nationwide.

When does it end?

The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.