Moomoo brokerage account bonus: is the $1,000 in stock worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $100,000 for 180 days, the tier that adds the most.
Yearly rate on $100,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$30$500$30 bonus · 180 days
- +$100$2,000$100 bonus · 180 days
- +$200$10,000$200 bonus · 180 days
- +$400$50,000$400 bonus · 180 days
- +$1,000$100,000Best for you$1,000 bonus · 180 days
The math
Compared with leaving $100k at 4.15%
Deposit $100,000 in new money · Average $100,000 from day 1 to day 60 · Average $100,000 from day 1 to day 120 · Average $100,000 from day 1 to day 180. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $100,000 in new money
- 2Average $100,000 from day 1 to day 60
- 3Average $100,000 from day 1 to day 120
- 4Average $100,000 from day 1 to day 180
- Ends
- Dec 31, 2026
- Where
- Nationwide
- Pays while it's there
- 4.15% a year
- Monthly fee
- None
- Keep it open
- At least 180 days, or the bonus can be taken back
- Cash stays
- About 180 days
- Bonus paid
- Usually within 30 days of finishing
- Credit check
- None
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Moomoo brokerage account bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $100,000 tier adds +$1,000: the $1,000 bonus plus $2,047 interest, minus the $2,047 that cash would have earned in 180 days. The $50,000 tier adds +$400. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $100,000 in new money; average $100,000 from day 1 to day 60; average $100,000 from day 1 to day 120; average $100,000 from day 1 to day 180. Open nationwide.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.