M&T Bank EZChoice bonus: is $400 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$400: more than leaving it at 4.15%
The math
Bonus
+$400
Extra
+$400
Get $500 in direct deposits within 90 days. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Get $500 in direct deposits within 90 days
- Ends
- Nov 2, 2026
- Where
- 13 states: CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, VA, VT, WV
- Monthly fee
- None
- Bonus paid
- Usually within 90 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the M&T Bank EZChoice bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$400.
What are the requirements?
Get $500 in direct deposits within 90 days. Open to residents of CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, VA, VT, WV.
When does it end?
The offer ends Nov 2, 2026. The terms were last checked Oct 10, 2026.