Old National Bank ONB Everyday Checking bonus: is $600 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $12,000 for 140 days, the tier that adds the most.
Yearly rate on $12,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$244$3,500$300 bonus · 140 days
- +$409$12,000Best for you$600 bonus · 140 days
The math
Compared with leaving $12k at 4.15%
Get $3,500 in direct deposits (3+ deposits) within 120 days · Keep $12,000 there until day 140. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get $3,500 in direct deposits (3+ deposits) within 120 days
- 2Keep $12,000 there until day 140
- Ends
- Oct 30, 2026
- Where
- 9 states: IA, IL, IN, KY, MI, MN, ND, TN, WI
- Pays while it's there
- 0.01% a year
- Monthly fee
- None
- Closing early
- $25 within 180 days
- Cash stays
- About 140 days
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Old National Bank ONB Everyday Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $12,000 tier adds +$409: the $600 bonus, minus the $191 that cash would have earned in 140 days. The $3,500 tier adds +$244. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Get $3,500 in direct deposits (3+ deposits) within 120 days; keep $12,000 there until day 140. Open to residents of IA, IL, IN, KY, MI, MN, ND, TN, WI.
When does it end?
The offer ends Oct 30, 2026. The terms were last checked Oct 9, 2026.