Bounty

Plynk individual brokerage account bonus: is the 25% match worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$478: more than leaving it at 4.15%

With $1,000 for 90 days, the tier that adds the most.

With the bonus197.91%
Leave it where it is4.15%

Yearly rate on $1,000 while it's there, bonus included.

Every tier

A smaller tier often wins: less cash away from what it earns now.

  • $2,000
    $500 bonus · 90 days
    +$468
  • $1,000Best for you
    $500 bonus · 90 days
    +$478

The math

Compared with leaving $1k at 4.15%

Bonus
+$500
Interest while it's there
No interest assumed
$0
What it'd earn at home
$1,000 at 4.15% for 3 mo
−$10
Fees
−$12
Extra
+$478
Works out to 197.9% a year on that cash, vs 4.15% at home.

Hold eligible dividend-paying stock/ETF/mutual fund at least 30 calendar days before…. Terms checked Oct 10, 2026.

About this bonus

What it takes

  1. 1Hold eligible dividend-paying stock/ETF/mutual fund at least 30 calendar days before…
Ends
No end date listed
Where
Nationwide
Monthly fee
$4 a month
Cash stays
About 90 days
Bonus paid
Usually within 14 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Plynk individual brokerage account bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $1,000 tier adds +$478: the $500 bonus, minus the $10 that cash would have earned in 90 days and $12 in fees. The $2,000 tier adds +$468. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Hold eligible dividend-paying stock/ETF/mutual fund at least 30 calendar days before…. Open nationwide.

When does it end?

No end date is listed. The terms were last checked Oct 10, 2026.