PNC Bank Business Checking bonus: is $1,000 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $30,000 for 90 days, the tier that adds the most.
Yearly rate on $30,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$380$2,000$400 bonus · 90 days
- +$693$30,000Best for you$1,000 bonus · 90 days
The math
Compared with leaving $30k at 4.15%
Average $30,000 from day 1 to day 90. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Average $30,000 from day 1 to day 90
- Ends
- Dec 31, 2026
- Where
- 24 states: ID, CO, MA, CA, AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, WV
- Monthly fee
- None
- Cash stays
- About 90 days
- Bonus paid
- Usually within 90 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the PNC Bank Business Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $30,000 tier adds +$693: the $1,000 bonus, minus the $307 that cash would have earned in 90 days. The $2,000 tier adds +$380. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Average $30,000 from day 1 to day 90. Open to residents of ID, CO, MA, CA, AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, WV.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.