Bounty
Worth it?

Provident CU Dividend Business Checking bonus: is $475 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$461: more than leaving it at 4.15%
With the bonus116.31%
Leave it where it is4.15%

Yearly rate on $2,500 while it's there, bonus included.

The math

Compared with leaving $2.5k at 4.15%

Bonus
+$475
Interest while it's there
0.85% for 2 mo
+$3
What it'd earn at home
$2,500 at 4.15% for 2 mo
−$17
Extra
+$461
Works out to 116.3% a year on that cash, vs 4.15% at home.

Deposit $2,500 in new money within 60 days · Spend $400 on the card within 90 days · Enroll in online banking and eDocuments with valid email. Terms checked Oct 9, 2026.

See every bonus ranked like this for you

About this bonus

What it takes

  1. 1Deposit $2,500 in new money within 60 days
  2. 2Spend $400 on the card within 90 days
  3. 3Enroll in online banking and eDocuments with valid email
Ends
No end date listed
Where
California
Pays while it's there
0.85% a year
Monthly fee
None
Cash stays
About 60 days
Bonus paid
Usually within 120 days of finishing
Terms checked Oct 9, 2026The bank's offer pageFound via Doctor of Credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Provident CU Dividend Business Checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $2,500 tier adds +$461: the $475 bonus plus $3 interest, minus the $17 that cash would have earned in 60 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Deposit $2,500 in new money within 60 days; spend $400 on the card within 90 days; enroll in online banking and eDocuments with valid email. Open to residents of California.

When does it end?

No end date is listed. The terms were last checked Oct 9, 2026.