Bounty

Public brokerage account bonus: is the 1% match worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$100: more than leaving it at 4.15%
With the bonus4.35%
Leave it where it is4.15%

Yearly rate on $10,000 while it's there, bonus included.

The math

Compared with leaving $10k at 4.15%

Bonus
+$100
Interest while it's there
4.15% for 1825 days
+$2,075
What it'd earn at home
$10,000 at 4.15% for 1825 days
−$2,075
Extra
+$100
Works out to 4.4% a year on that cash, vs 4.15% at home.

Transfer $10,000 in assets from another broker · Keep $10,000 there until day 1825. Terms checked Oct 10, 2026.

About this bonus

What it takes

  1. 1Transfer $10,000 in assets from another broker
  2. 2Keep $10,000 there until day 1825
Ends
No end date listed
Where
Nationwide
Pays while it's there
4.15% a year
Monthly fee
None
Cash stays
About 1825 days
Bonus paid
Usually within 30 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Public brokerage account bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $10,000 tier adds +$100: the $100 bonus plus $2,075 interest, minus the $2,075 that cash would have earned in 1825 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Transfer $10,000 in assets from another broker; keep $10,000 there until day 1825. Open nationwide.

When does it end?

No end date is listed. The terms were last checked Oct 10, 2026.