Bounty

Public brokerage account bonus: is the 100 stock or ETF of your choice worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$100: more than leaving it at 4.15%
With the bonus14.2%
Leave it where it is4.15%

Yearly rate on $1,000 while it's there, bonus included.

The math

Compared with leaving $1k at 4.15%

Bonus
+$100
Interest while it's there
4.15% for 365 days
+$42
What it'd earn at home
$1,000 at 4.15% for 365 days
−$42
Extra
+$100
Works out to 14.2% a year on that cash, vs 4.15% at home.

Deposit $1,000 in new money · Keep $1,000 there until day 365. Terms checked Oct 10, 2026.

About this bonus

What it takes

  1. 1Deposit $1,000 in new money
  2. 2Keep $1,000 there until day 365
Ends
No end date listed
Where
Nationwide
Pays while it's there
4.15% a year
Monthly fee
None
Keep it open
At least 365 days, or the bonus can be taken back
Cash stays
About 365 days
Bonus paid
Usually within 30 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Public brokerage account bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $1,000 tier adds +$100: the $100 bonus plus $42 interest, minus the $42 that cash would have earned in 365 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Deposit $1,000 in new money; keep $1,000 there until day 365. Open nationwide.

When does it end?

No end date is listed. The terms were last checked Oct 10, 2026.