Rho Business Checking bonus: is the $350 statement credit worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$248: more than leaving it at 4.15%
With the bonus14.19%
Leave it where it is4.15%
Yearly rate on $10,000 while it's there, bonus included.
The math
Compared with leaving $10k at 4.15%
Bonus
+$350
Interest while it's there
No interest assumed
$0
What it'd earn at home
$10,000 at 4.15% for 3 mo
−$102
Extra
+$248
Works out to 14.2% a year on that cash, vs 4.15% at home.
Deposit $10,000 in new money · Average $10,000 from day 1 to day 90. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Deposit $10,000 in new money
- 2Average $10,000 from day 1 to day 90
- Ends
- No end date listed
- Where
- Nationwide
- Monthly fee
- None
- Cash stays
- About 90 days
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Rho Business Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $10,000 tier adds +$248: the $350 bonus, minus the $102 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $10,000 in new money; average $10,000 from day 1 to day 90. Open nationwide.
When does it end?
No end date is listed. The terms were last checked Oct 10, 2026.