Rho Business Checking bonus: is $1,000 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $20,000 for 90 days, the tier that adds the most.
Yearly rate on $20,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$295$20,000Best for you$500 bonus · 90 days
- −$23$100,000$1,000 bonus · 90 days
The math
Compared with leaving $20k at 4.15%
Average $20,000 from day 1 to day 90. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Average $20,000 from day 1 to day 90
- Ends
- No end date listed
- Where
- Nationwide
- Monthly fee
- None
- Cash stays
- About 90 days
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Rho Business Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $20,000 tier adds +$295: the $500 bonus, minus the $205 that cash would have earned in 90 days. The $100,000 tier adds −$23. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Average $20,000 from day 1 to day 90. Open nationwide.
When does it end?
No end date is listed. The terms were last checked Oct 10, 2026.