Seacoast Bank Business Checking or Business Checking Plus bonus: is $600 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $10,000 for 90 days, the tier that adds the most.
Yearly rate on $10,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$249$5,000$300 bonus · 90 days
- +$498$10,000Best for you$600 bonus · 90 days
The math
Compared with leaving $10k at 4.15%
Deposit $10,000 in new money within 30 days · Average $10,000 from day 1 to day 90 · Make 15 debit card purchases within 90 days. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Deposit $10,000 in new money within 30 days
- 2Average $10,000 from day 1 to day 90
- 3Make 15 debit card purchases within 90 days
- Ends
- Dec 31, 2026
- Where
- Florida, Georgia
- Monthly fee
- None
- Closing early
- $30 within 90 days
- Cash stays
- About 90 days
- Bonus paid
- Usually within 95 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Seacoast Bank Business Checking or Business Checking Plus bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $10,000 tier adds +$498: the $600 bonus, minus the $102 that cash would have earned in 90 days. The $5,000 tier adds +$249. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $10,000 in new money within 30 days; average $10,000 from day 1 to day 90; make 15 debit card purchases within 90 days. Open to residents of Florida, Georgia.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 10, 2026.