SECU Business Checking bonus: is $350 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $5,000 while it's there, bonus included.
The math
Compared with leaving $5k at 4.15%
Average $5,000 from day 1 to day 60 · Within 60 days: sign up for e-statements and enroll in mobile and online banking…. Verified on the bank's page Oct 9, 2026.
About this bonus
What it takes
- 1Average $5,000 from day 1 to day 60
- 2Within 60 days: sign up for e-statements and enroll in mobile and online banking…
- Ends
- Dec 31, 2026
- Where
- 6 states: MD, PA, DE, WV, VA, DC
- Pays while it's there
- 2% a year
- Monthly fee
- None
- Cash stays
- About 60 days
- Bonus paid
- Usually within 90 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the SECU Business Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $5,000 tier adds +$332: the $350 bonus plus $16 interest, minus the $34 that cash would have earned in 60 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Average $5,000 from day 1 to day 60; within 60 days: sign up for e-statements and enroll in mobile and online banking…. Open to residents of MD, PA, DE, WV, VA, DC.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.