Bounty
Worth it?

Silo Markets Brokerage account with Silo Rewards membership bonus: is the 500,000 Silo points per year worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

−$1,825: you'd earn more where it is

With $50,000 for 365 days, the tier that adds the most.

With the bonus0.5%
Leave it where it is4.15%

Yearly rate on $50,000 while it's there, bonus included.

Every tier

A smaller tier often wins: less cash away from what it earns now.

  • $50,000Best for you
    $250 bonus · 365 days
    −$1,825
  • $200,000
    $1,200 bonus · 365 days
    −$7,100
  • $1,000,000
    $6,500 bonus · 365 days
    −$35,000

The math

Compared with leaving $50k at 4.15%

Bonus
+$250
Interest while it's there
No interest assumed
$0
What it'd earn at home
$50,000 at 4.15% for 365 days
−$2,075
Extra
−$1,825
Works out to 0.5% a year on that cash, vs 4.15% at home.

Keep $50,000 there until day 365. Terms checked Oct 10, 2026.

See every bonus ranked like this for you

About this bonus

What it takes

  1. 1Keep $50,000 there until day 365
Ends
No end date listed
Where
Nationwide
Monthly fee
None
Cash stays
About 365 days
Bonus paid
Usually within 30 days of finishing
Terms checked Oct 10, 2026The bank's offer pageFound via Doctor of Credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Silo Markets Brokerage account with Silo Rewards membership bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $50,000 tier adds −$1,825: the $250 bonus, minus the $2,075 that cash would have earned in 365 days. The $200,000 tier adds −$7,100. At that rate it doesn't beat leaving the cash where it is. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Keep $50,000 there until day 365. Open nationwide.

When does it end?

No end date is listed. The terms were last checked Oct 10, 2026.