St. Mary's Bank Personal Savings bonus: is $200 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $2,000 while it's there, bonus included.
The math
Compared with leaving $2k at 4.15%
Deposit $2,000 in new money within 30 days · Average $2,000 from day 1 to day 180 · Establish $25+ monthly recurring deposit within 30 days and maintain six consecutive months. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $2,000 in new money within 30 days
- 2Average $2,000 from day 1 to day 180
- 3Establish $25+ monthly recurring deposit within 30 days and maintain six consecutive months
- Ends
- No end date listed
- Where
- New Hampshire
- Pays while it's there
- 0.05% a year
- Monthly fee
- None
- Cash stays
- About 180 days
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the St. Mary's Bank Personal Savings bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $2,000 tier adds +$159: the $200 bonus, minus the $41 that cash would have earned in 180 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $2,000 in new money within 30 days; average $2,000 from day 1 to day 180; establish $25+ monthly recurring deposit within 30 days and maintain six consecutive months. Open to residents of New Hampshire.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.