TD Signature Savings bonus: is $200 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $10,000 while it's there, bonus included.
The math
Compared with leaving $10k at 4.15%
Deposit $10,000 in new money within 20 days · Keep $10,000 there until day 110. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $10,000 in new money within 20 days
- 2Keep $10,000 there until day 110
- Ends
- Nov 30, 2026
- Where
- 16 states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Monthly fee
- None
- Keep it open
- At least 180 days, or the bonus can be taken back
- Cash stays
- About 110 days
- Bonus paid
- Usually within 180 days of finishing
- Credit check
- None
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the TD Signature Savings bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $10,000 tier adds +$75: the $200 bonus, minus the $125 that cash would have earned in 110 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $10,000 in new money within 20 days; keep $10,000 there until day 110. Open to residents of CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA.
When does it end?
The offer ends Nov 30, 2026. The terms were last checked Oct 9, 2026.