Bounty
Worth it?

TruWest CU Rewards Checking bonus: is $300 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$300: more than leaving it at 4.15%
With the bonus24333.33%
Leave it where it is4.15%

Yearly rate on $5 while it's there, bonus included.

The math

Compared with leaving $5 at 4.15%

Bonus
+$300
Interest while it's there
4% for 3 mo
$0
What it'd earn at home
$5 at 4.15% for 3 mo
$0
Extra
+$300
Works out to 24333.3% a year on that cash, vs 4.15% at home.

Make 15 debit card purchases within 90 days · Enroll in online banking · Keep $5 there until day 90. Terms checked Oct 10, 2026.

See every bonus ranked like this for you

About this bonus

What it takes

  1. 1Make 15 debit card purchases within 90 days
  2. 2Enroll in online banking
  3. 3Keep $5 there until day 90
Ends
Oct 31, 2026
Where
Arizona, Texas
Pays while it's there
4% a year
Monthly fee
None
Closing early
$10 within 90 days
Cash stays
About 90 days
Bonus paid
Usually within 60 days of finishing
Credit check
A hard pull on your credit
Terms checked Oct 10, 2026The bank's offer pageFound via Doctor of Credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the TruWest CU Rewards Checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $5 tier adds +$300: the $300 bonus, minus the $0 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Make 15 debit card purchases within 90 days; enroll in online banking; keep $5 there until day 90. Open to residents of Arizona, Texas.

When does it end?

The offer ends Oct 31, 2026. The terms were last checked Oct 10, 2026.