Wintrust Community Banks Total Access Checking bonus: is $500 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$500: more than leaving it at 4.15%
With $0 for 60 days, the tier that adds the most.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$300$0$300 bonus · 60 days
- +$500$0Best for you$500 bonus · 60 days
The math
Bonus
+$500
Extra
+$500
Get 2 direct deposits of $2,000+ within 60 days · Enroll in online banking and eStatements within the Qualification Period. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get 2 direct deposits of $2,000+ within 60 days
- 2Enroll in online banking and eStatements within the Qualification Period
- Ends
- Nov 3, 2026
- Where
- 5 states: IL, FL, WI, IN, MI
- Monthly fee
- None
- Bonus paid
- Usually within 30 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Wintrust Community Banks Total Access Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$500.
What are the requirements?
Get 2 direct deposits of $2,000+ within 60 days; enroll in online banking and eStatements within the Qualification Period. Open to residents of IL, FL, WI, IN, MI.
When does it end?
The offer ends Nov 3, 2026. The terms were last checked Oct 9, 2026.