4Front CU Checking bonus: is $400 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $500 while it's there, bonus included.
The math
Compared with leaving $500 at 4.15%
Deposit $500 in new money within 90 days · Make 15 debit card purchases within 90 days · Log in to mobile banking at least once per month and enroll in e-statements, for 3…. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $500 in new money within 90 days
- 2Make 15 debit card purchases within 90 days
- 3Log in to mobile banking at least once per month and enroll in e-statements, for 3…
- Ends
- No end date listed
- Where
- Michigan
- Monthly fee
- None
- Cash stays
- About 90 days
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the 4Front CU Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $500 tier adds +$395: the $400 bonus, minus the $5 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $500 in new money within 90 days; make 15 debit card purchases within 90 days; log in to mobile banking at least once per month and enroll in e-statements, for 3…. Open to residents of Michigan.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.