Bounty

Addition Financial CU Free, Classic, or Benefits Checking bonus: is $400 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$400: more than leaving it at 4.15%

With $0 for 90 days, the tier that adds the most.

Every tier

A smaller tier often wins: less cash away from what it earns now.

  • $0
    $200 bonus · 90 days
    +$200
  • $0
    $300 bonus · 90 days
    +$300
  • $0Best for you
    $400 bonus · 90 days
    +$400

The math

Bonus
+$400
Extra
+$400

Get 3 direct deposits of $2,000+ within 90 days · New member must open new savings and checking on the same day. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Get 3 direct deposits of $2,000+ within 90 days
  2. 2New member must open new savings and checking on the same day
Ends
No end date listed
Where
Florida, Georgia
Monthly fee
None
Keep it open
At least 180 days, or the bonus can be taken back
Bonus paid
Usually within 30 days of finishing
Credit check
None

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Addition Financial CU Free, Classic, or Benefits Checking bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$400.

What are the requirements?

Get 3 direct deposits of $2,000+ within 90 days; new member must open new savings and checking on the same day. Open to residents of Florida, Georgia.

When does it end?

No end date is listed. The terms were last checked Oct 9, 2026.