AdelFi Christian Banking Harvest High-Yield Checking bonus: is $100 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$100: more than leaving it at 4.15%
With the bonus206.83%
Leave it where it is4.15%
Yearly rate on $100 while it's there, bonus included.
The math
Compared with leaving $100 at 4.15%
Bonus
+$100
Interest while it's there
4% for 6 mo
+$2
What it'd earn at home
$100 at 4.15% for 6 mo
−$2
Extra
+$100
Works out to 206.8% a year on that cash, vs 4.15% at home.
Register for digital banking and enroll in eStatements. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Register for digital banking and enroll in eStatements
- Ends
- Dec 31, 2026
- Where
- Nationwide
- Pays while it's there
- 4% a year
- Monthly fee
- None
- Keep it open
- At least 180 days, or the bonus can be taken back
- Cash stays
- About 180 days
- Bonus paid
- Usually within 60 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the AdelFi Christian Banking Harvest High-Yield Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $100 tier adds +$100: the $100 bonus plus $2 interest, minus the $2 that cash would have earned in 180 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Register for digital banking and enroll in eStatements. Open nationwide.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 10, 2026.