Bounty
Worth it?

Air Academy CU Cash Rewards or Cash Back Rewards Checking bonus: is $250 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$250: more than leaving it at 4.15%
With the bonus45625%
Leave it where it is4.15%

Yearly rate on $200 while it's there, bonus included.

The math

Compared with leaving $200 at 4.15%

Bonus
+$250
Interest while it's there
No interest assumed
$0
What it'd earn at home
$200 at 4.15% for 1 day
$0
Extra
+$250
Works out to 45625% a year on that cash, vs 4.15% at home.

Deposit $200 in new money within 1 day · Get $1,500 in direct deposits within 90 days · Make 1 debit card purchases within 90 days. Terms checked Oct 9, 2026.

See every bonus ranked like this for you

About this bonus

What it takes

  1. 1Deposit $200 in new money within 1 day
  2. 2Get $1,500 in direct deposits within 90 days
  3. 3Make 1 debit card purchases within 90 days
Ends
No end date listed
Where
Colorado
Monthly fee
None
Closing early
$25 within 180 days
Cash stays
About 1 day
Bonus paid
Usually within 84 days of finishing
Credit check
A ChexSystems inquiry (not your credit score)
Terms checked Oct 9, 2026The bank's offer pageFound via Doctor of Credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Air Academy CU Cash Rewards or Cash Back Rewards Checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $200 tier adds +$250: the $250 bonus, minus the $0 that cash would have earned in 1 day. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Deposit $200 in new money within 1 day; get $1,500 in direct deposits within 90 days; make 1 debit card purchases within 90 days. Open to residents of Colorado.

When does it end?

No end date is listed. The terms were last checked Oct 9, 2026.