Bounty
Worth it?

Alabama CU Value Checking or Lifestyle Checking bonus: is $100 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$100: more than leaving it at 4.15%
With the bonus16222.22%
Leave it where it is4.15%

Yearly rate on $5 while it's there, bonus included.

The math

Compared with leaving $5 at 4.15%

Bonus
+$100
Interest while it's there
No interest assumed
$0
What it'd earn at home
$5 at 4.15% for 45 days
$0
Extra
+$100
Works out to 16222.2% a year on that cash, vs 4.15% at home.

Use the same email address given at referral; open primary savings with $5 minimum… · Keep $5 there until day 45. Terms checked Oct 10, 2026.

See every bonus ranked like this for you

About this bonus

What it takes

  1. 1Use the same email address given at referral; open primary savings with $5 minimum…
  2. 2Keep $5 there until day 45
Ends
No end date listed
Where
Alabama, Florida
Monthly fee
None
Keep it open
At least 45 days, or the bonus can be taken back
Cash stays
About 45 days
Bonus paid
Usually within 28 days of finishing
Terms checked Oct 10, 2026The bank's offer pageFound via Doctor of Credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Alabama CU Value Checking or Lifestyle Checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $5 tier adds +$100: the $100 bonus, minus the $0 that cash would have earned in 45 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Use the same email address given at referral; open primary savings with $5 minimum…; keep $5 there until day 45. Open to residents of Alabama, Florida.

When does it end?

No end date is listed. The terms were last checked Oct 10, 2026.