American Express Rewards Checking bonus: is $300 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$300: more than leaving it at 4.15%
The math
Bonus
+$300
Extra
+$300
Get $7,500 in direct deposits within 90 days. Verified on the bank's page Oct 10, 2026.
About this bonus
What it takes
- 1Get $7,500 in direct deposits within 90 days
- Ends
- Feb 1, 2027
- Where
- Nationwide
- Pays while it's there
- 1% a year
- Monthly fee
- None
- Bonus paid
- Usually within 84 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the American Express Rewards Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$300.
What are the requirements?
Get $7,500 in direct deposits within 90 days. Open nationwide.
When does it end?
The offer ends Feb 1, 2027. The terms were last checked Oct 10, 2026.