Bounty

APG FCU High Yield Checking, Member Protect Checking, or Standard Checking bonus: is $400 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$400: more than leaving it at 4.15%

The math

Bonus
+$400
Extra
+$400

Get 3 direct deposits of $500+ within 90 days. Terms checked Oct 10, 2026.

About this bonus

What it takes

  1. 1Get 3 direct deposits of $500+ within 90 days
Ends
Nov 30, 2026
Where
Maryland
Pays while it's there
4% a year
Monthly fee
None
Closing early
$15 within 60 days
Bonus paid
Usually within 30 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the APG FCU High Yield Checking, Member Protect Checking, or Standard Checking bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$400.

What are the requirements?

Get 3 direct deposits of $500+ within 90 days. Open to residents of Maryland.

When does it end?

The offer ends Nov 30, 2026. The terms were last checked Oct 10, 2026.