Bounty

Arsenal CU Free Checking + Savings bonus: is $300 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$300: more than leaving it at 4.15%

With $0 for 90 days, the tier that adds the most.

Every tier

A smaller tier often wins: less cash away from what it earns now.

  • $0
    $100 bonus · 90 days
    +$100
  • $0
    $200 bonus · 90 days
    +$200
  • $0Best for you
    $300 bonus · 90 days
    +$300

The math

Bonus
+$300
Extra
+$300

Make 10 debit card purchases · Get $5 in direct deposits · Open a credit card or loan of any type (auto, personal, home equity, etc.). Terms checked Oct 10, 2026.

About this bonus

What it takes

  1. 1Make 10 debit card purchases
  2. 2Get $5 in direct deposits
  3. 3Open a credit card or loan of any type (auto, personal, home equity, etc.)
Ends
Dec 31, 2026
Where
Missouri, Illinois
Monthly fee
None
Closing early
$10 within 90 days
Bonus paid
Usually within 30 days of finishing
Credit check
A hard pull on your credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Arsenal CU Free Checking + Savings bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$300.

What are the requirements?

Make 10 debit card purchases; get $5 in direct deposits; open a credit card or loan of any type (auto, personal, home equity, etc.). Open to residents of Missouri, Illinois.

When does it end?

The offer ends Dec 31, 2026. The terms were last checked Oct 10, 2026.