Bounty

bankHometown Get Real Checking bonus: is $300 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$300: more than leaving it at 4.15%

With $0 for 365 days, the tier that adds the most.

Every tier

A smaller tier often wins: less cash away from what it earns now.

  • $0
    $150 bonus · 365 days
    +$150
  • $0Best for you
    $300 bonus · 365 days
    +$300

The math

Bonus
+$300
Extra
+$300

Get $10 in direct deposits within 90 days · Make 25 debit card purchases within 90 days · Loyalty: at 12 months, still on eStatements with a recurring DD or 5 POS ($10+)…. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Get $10 in direct deposits within 90 days
  2. 2Make 25 debit card purchases within 90 days
  3. 3Loyalty: at 12 months, still on eStatements with a recurring DD or 5 POS ($10+)…
Ends
No end date listed
Where
Massachusetts, Connecticut, Rhode Island, New Hampshire
Monthly fee
None
Closing early
$10 within 180 days
Bonus paid
Usually within 45 days of finishing
Credit check
None

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the bankHometown Get Real Checking bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$300.

What are the requirements?

Get $10 in direct deposits within 90 days; make 25 debit card purchases within 90 days; loyalty: at 12 months, still on eStatements with a recurring DD or 5 POS ($10+)…. Open to residents of Massachusetts, Connecticut, Rhode Island, New Hampshire.

When does it end?

No end date is listed. The terms were last checked Oct 9, 2026.