Bounty

Bar Harbor Bank & Trust Simple Checking bonus: is $200 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$200: more than leaving it at 4.15%

The math

Bonus
+$200
Extra
+$200

Get $25 in direct deposits. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Get $25 in direct deposits
Ends
Oct 31, 2026
Where
Maine, New Hampshire, Vermont
Monthly fee
None
Closing early
$10 within 365 days
Bonus paid
Usually within 30 days of finishing
Credit check
A ChexSystems inquiry (not your credit score)

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Bar Harbor Bank & Trust Simple Checking bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$200.

What are the requirements?

Get $25 in direct deposits. Open to residents of Maine, New Hampshire, Vermont.

When does it end?

The offer ends Oct 31, 2026. The terms were last checked Oct 9, 2026.