Barclays Select Savings bonus: is $400 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $40,000 while it's there, bonus included.
The math
Compared with leaving $40k at 4.15%
Deposit $40,000 in new money within 30 days · Keep $40,000 there until day 120. Verified on the bank's page Oct 10, 2026.
About this bonus
What it takes
- 1Deposit $40,000 in new money within 30 days
- 2Keep $40,000 there until day 120
- Ends
- Oct 31, 2026
- Where
- Nationwide
- Pays while it's there
- 4.25% a year
- Monthly fee
- None
- Cash stays
- About 120 days
- Bonus paid
- Usually within 60 days of finishing
- Credit check
- None
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Barclays Select Savings bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $40,000 tier adds +$413: the $400 bonus plus $559 interest, minus the $546 that cash would have earned in 120 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $40,000 in new money within 30 days; keep $40,000 there until day 120. Open nationwide.
When does it end?
The offer ends Oct 31, 2026. The terms were last checked Oct 10, 2026.