Beacon One Checking bonus: is the $360 statement credit worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$360: more than leaving it at 4.15%
With $0 for 730 days, the tier that adds the most.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$300$0$300 bonus · 730 days
- +$360$0Best for you$360 bonus · 730 days
The math
Bonus
+$360
Extra
+$360
Get 24 direct deposits of $2,000+ within 730 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get 24 direct deposits of $2,000+ within 730 days
- Ends
- Dec 31, 2026
- Where
- 5 states: MA, NY, CT, RI, VT
- Pays while it's there
- 0.1% a year
- Monthly fee
- None
- Closing early
- $35 within 365 days
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Beacon One Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$360.
What are the requirements?
Get 24 direct deposits of $2,000+ within 730 days. Open to residents of MA, NY, CT, RI, VT.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.