Bounty

Blaze Free Checking bonus: is $250 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$248: more than leaving it at 4.15%
With the bonus506.94%
Leave it where it is4.15%

Yearly rate on $100 while it's there, bonus included.

The math

Compared with leaving $100 at 4.15%

Bonus
+$250
Interest while it's there
No interest assumed
$0
What it'd earn at home
$100 at 4.15% for 6 mo
−$2
Extra
+$248
Works out to 506.9% a year on that cash, vs 4.15% at home.

$100 minimum opening deposit · Make 6 debit card purchases within 60 days · Set up an automatic payment or direct deposit within 60 calendar days…. Verified on the bank's page Oct 9, 2026.

About this bonus

What it takes

  1. 1$100 minimum opening deposit
  2. 2Make 6 debit card purchases within 60 days
  3. 3Set up an automatic payment or direct deposit within 60 calendar days…
Ends
No end date listed
Where
Minnesota
Monthly fee
None
Keep it open
At least 180 days, or the bonus can be taken back
Cash stays
About 180 days
Bonus paid
Usually within 30 days of finishing
Verified on the bank's page Oct 9, 2026The bank's offer pageFound via Doctor of Credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Blaze Free Checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $100 tier adds +$248: the $250 bonus, minus the $2 that cash would have earned in 180 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

$100 minimum opening deposit; make 6 debit card purchases within 60 days; set up an automatic payment or direct deposit within 60 calendar days…. Open to residents of Minnesota.

When does it end?

No end date is listed. The terms were last checked Oct 9, 2026.