California Bank & Trust Gold Account bonus: is $350 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$350: more than leaving it at 4.15%
The math
Bonus
+$350
Extra
+$350
Get $50 in direct deposits within 90 days. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Get $50 in direct deposits within 90 days
- Ends
- No end date listed
- Where
- California
- Monthly fee
- None
- Keep it open
- At least 90 days, or the bonus can be taken back
- Bonus paid
- Usually within 60 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the California Bank & Trust Gold Account bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$350.
What are the requirements?
Get $50 in direct deposits within 90 days. Open to residents of California.
When does it end?
No end date is listed. The terms were last checked Oct 10, 2026.