Canandaigua National Bank Optimum or e-ssentials Checking bonus: is $300 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
The math
Enroll in e-statements within first 30 days · Set up a direct deposit within 60 days · Make 5 debit card purchases within 60 days · Set up a direct deposit within 90 days · Make 5 debit card purchases within 90 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Enroll in e-statements within first 30 days
- 2Set up a direct deposit within 60 days
- 3Make 5 debit card purchases within 60 days
- 4Set up a direct deposit within 90 days
- 5Make 5 debit card purchases within 90 days
- Ends
- No end date listed
- Where
- New York
- Monthly fee
- None
- Closing early
- $35 within 180 days
- Bonus paid
- Usually within 60 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Canandaigua National Bank Optimum or e-ssentials Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$300.
What are the requirements?
Enroll in e-statements within first 30 days; set up a direct deposit within 60 days; make 5 debit card purchases within 60 days; set up a direct deposit within 90 days; make 5 debit card purchases within 90 days. Open to residents of New York.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.