Capital One 360 Performance Savings bonus: is $1,500 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $100,000 for 105 days, the tier that adds the most.
Yearly rate on $100,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$60$5,000$75 bonus · 105 days
- +$239$20,000$300 bonus · 105 days
- +$599$50,000$750 bonus · 105 days
- +$1,198$100,000Best for you$1,500 bonus · 105 days
The math
Compared with leaving $100k at 4.15%
Deposit $100,000 in new money within 15 days · Keep $100,000 there until day 105. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Deposit $100,000 in new money within 15 days
- 2Keep $100,000 there until day 105
- Ends
- No end date listed
- Where
- Nationwide
- Pays while it's there
- 3.1% a year
- Monthly fee
- None
- Cash stays
- About 105 days
- Bonus paid
- Usually within 60 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Capital One 360 Performance Savings bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $100,000 tier adds +$1,198: the $1,500 bonus plus $892 interest, minus the $1,194 that cash would have earned in 105 days. The $50,000 tier adds +$599. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $100,000 in new money within 15 days; keep $100,000 there until day 105. Open nationwide.
When does it end?
No end date is listed. The terms were last checked Oct 10, 2026.