Bounty
Worth it?

Chartway FCU Cash Back Checking bonus: is $250 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$248: more than leaving it at 4.15%
With the bonus608.33%
Leave it where it is4.15%

Yearly rate on $500 while it's there, bonus included.

The math

Compared with leaving $500 at 4.15%

Bonus
+$250
Interest while it's there
No interest assumed
$0
What it'd earn at home
$500 at 4.15% for 30 days
−$2
Extra
+$248
Works out to 608.3% a year on that cash, vs 4.15% at home.

Deposit $500 in new money within 30 days · Make 10 debit card purchases within 30 days · Enroll in eStatements with a valid email. Verified on the bank's page Oct 10, 2026.

See every bonus ranked like this for you

About this bonus

What it takes

  1. 1Deposit $500 in new money within 30 days
  2. 2Make 10 debit card purchases within 30 days
  3. 3Enroll in eStatements with a valid email
Ends
No end date listed
Where
Utah
Monthly fee
None
Cash stays
About 30 days
Bonus paid
Usually within 30 days of finishing
Verified on the bank's page Oct 10, 2026The bank's offer pageFound via Doctor of Credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Chartway FCU Cash Back Checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $500 tier adds +$248: the $250 bonus, minus the $2 that cash would have earned in 30 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Deposit $500 in new money within 30 days; make 10 debit card purchases within 30 days; enroll in eStatements with a valid email. Open to residents of Utah.

When does it end?

No end date is listed. The terms were last checked Oct 10, 2026.