Cedar Rapids Bank & Trust Consumer checking bonus: is $300 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$300: more than leaving it at 4.15%
The math
Bonus
+$300
Extra
+$300
Make 15 debit card purchases within 90 days · Get $25 in direct deposits within 90 days · Account must be open a minimum of 90 days. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Make 15 debit card purchases within 90 days
- 2Get $25 in direct deposits within 90 days
- 3Account must be open a minimum of 90 days
- Ends
- Dec 31, 2026
- Where
- Iowa
- Pays while it's there
- 3.33% a year
- Monthly fee
- None
- Keep it open
- At least 90 days, or the bonus can be taken back
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Cedar Rapids Bank & Trust Consumer checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$300.
What are the requirements?
Make 15 debit card purchases within 90 days; get $25 in direct deposits within 90 days; account must be open a minimum of 90 days. Open to residents of Iowa.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 10, 2026.