Credit Union ONE Cash Back Checking bonus: is the 200 Mastercard debit card rewards worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$200: more than leaving it at 4.15%
The math
Bonus
+$200
Extra
+$200
Set up a direct deposit within 90 days · Register for Digital Banking, have an active Mastercard debit card, keep account open 90 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Set up a direct deposit within 90 days
- 2Register for Digital Banking, have an active Mastercard debit card, keep account open 90 days
- Ends
- No end date listed
- Where
- Michigan
- Monthly fee
- None
- Closing early
- $5 within 90 days
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Credit Union ONE Cash Back Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$200.
What are the requirements?
Set up a direct deposit within 90 days; register for Digital Banking, have an active Mastercard debit card, keep account open 90 days. Open to residents of Michigan.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.