Credit Human Free Checking bonus: is $300 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$300: more than leaving it at 4.15%
The math
Bonus
+$300
Extra
+$300
Get 2 direct deposits of $500+ within 90 days · Make 10 debit card purchases within 90 days · Enroll in digital banking and online statements. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get 2 direct deposits of $500+ within 90 days
- 2Make 10 debit card purchases within 90 days
- 3Enroll in digital banking and online statements
- Ends
- Dec 31, 2026
- Where
- Texas, Louisiana
- Monthly fee
- None
- Keep it open
- At least 90 days, or the bonus can be taken back
- Bonus paid
- Usually within 90 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Credit Human Free Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$300.
What are the requirements?
Get 2 direct deposits of $500+ within 90 days; make 10 debit card purchases within 90 days; enroll in digital banking and online statements. Open to residents of Texas, Louisiana.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.