Bounty

Desert Financial CU Checking + Membership Savings bonus: is $100 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$100: more than leaving it at 4.15%

The math

Bonus
+$100
Extra
+$100

Set up a direct deposit within 90 days · Minimum of 30 posted transactions within first 90 days. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Set up a direct deposit within 90 days
  2. 2Minimum of 30 posted transactions within first 90 days
Ends
No end date listed
Where
Arizona
Monthly fee
None
Closing early
$25 within 90 days
Bonus paid
Usually within 14 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Desert Financial CU Checking + Membership Savings bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$100.

What are the requirements?

Set up a direct deposit within 90 days; minimum of 30 posted transactions within first 90 days. Open to residents of Arizona.

When does it end?

No end date is listed. The terms were last checked Oct 9, 2026.