Bounty

Desert Financial CU Free Checking + Membership Savings bonus: is $200 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$200: more than leaving it at 4.15%

The math

Bonus
+$200
Extra
+$200

Get $25 in direct deposits within 60 days · Enroll in eStatements within 60 days. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Get $25 in direct deposits within 60 days
  2. 2Enroll in eStatements within 60 days
Ends
No end date listed
Where
Arizona
Monthly fee
None
Closing early
$25 within 90 days
Bonus paid
Usually within 14 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Desert Financial CU Free Checking + Membership Savings bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$200.

What are the requirements?

Get $25 in direct deposits within 60 days; enroll in eStatements within 60 days. Open to residents of Arizona.

When does it end?

No end date is listed. The terms were last checked Oct 9, 2026.