DFCU Financial Checking bonus: is the $100 gift card worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$100: more than leaving it at 4.15%
The math
Bonus
+$100
Extra
+$100
Get $100 in direct deposits (2+ deposits) within 90 days · Make 5 debit card purchases within 90 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get $100 in direct deposits (2+ deposits) within 90 days
- 2Make 5 debit card purchases within 90 days
- Ends
- No end date listed
- Where
- Michigan, Florida
- Monthly fee
- None
- Bonus paid
- Usually within 42 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the DFCU Financial Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$100.
What are the requirements?
Get $100 in direct deposits (2+ deposits) within 90 days; make 5 debit card purchases within 90 days. Open to residents of Michigan, Florida.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.