Energy Capital CU ECCU Free Checking or High-Yield Checking bonus: is $300 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$300: more than leaving it at 4.15%
With $0 for 90 days, the tier that adds the most.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$200$0$200 bonus · 90 days
- +$300$0Best for you$300 bonus · 90 days
The math
Bonus
+$300
Extra
+$300
Get $1,250 in direct deposits within 90 days · Make 10 debit card purchases within 90 days. Verified on the bank's page Oct 10, 2026.
About this bonus
What it takes
- 1Get $1,250 in direct deposits within 90 days
- 2Make 10 debit card purchases within 90 days
- Ends
- No end date listed
- Where
- Texas
- Monthly fee
- None
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Energy Capital CU ECCU Free Checking or High-Yield Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$300.
What are the requirements?
Get $1,250 in direct deposits within 90 days; make 10 debit card purchases within 90 days. Open to residents of Texas.
When does it end?
No end date is listed. The terms were last checked Oct 10, 2026.