Wings CU No Strings Checking bonus: is $200 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $100 while it's there, bonus included.
The math
Compared with leaving $100 at 4.15%
Deposit $100 in new money within 30 days · Activate the Visa debit card within 30 days; hold $5 in a savings (membership) account. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $100 in new money within 30 days
- 2Activate the Visa debit card within 30 days; hold $5 in a savings (membership) account
- Ends
- Dec 31, 2026
- Where
- Colorado
- Monthly fee
- None
- Closing early
- $10 within 90 days
- Cash stays
- About 30 days
- Bonus paid
- Usually within 3 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Wings CU No Strings Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $100 tier adds +$200: the $200 bonus, minus the $0 that cash would have earned in 30 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $100 in new money within 30 days; activate the Visa debit card within 30 days; hold $5 in a savings (membership) account. Open to residents of Colorado.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.