Everwise CU Simply bonus: is $250 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $500 while it's there, bonus included.
The math
Compared with leaving $500 at 4.15%
Deposit $500 in new money within 60 days · Make 10 debit card purchases within 60 days · Enroll in eStatements via mobile or online banking within 60 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $500 in new money within 60 days
- 2Make 10 debit card purchases within 60 days
- 3Enroll in eStatements via mobile or online banking within 60 days
- Ends
- No end date listed
- Where
- Indiana, Michigan
- Pays while it's there
- 3% a year
- Monthly fee
- None
- Cash stays
- About 60 days
- Bonus paid
- Usually within 45 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Everwise CU Simply bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $500 tier adds +$249: the $250 bonus plus $2 interest, minus the $3 that cash would have earned in 60 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $500 in new money within 60 days; make 10 debit card purchases within 60 days; enroll in eStatements via mobile or online banking within 60 days. Open to residents of Indiana, Michigan.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.