Farmers Insurance FCU FIGFCU CashBack Checking bonus: is $250 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$250: more than leaving it at 4.15%
With $0 for 90 days, the tier that adds the most.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$100$0$100 bonus · 90 days
- +$250$0Best for you$250 bonus · 90 days
The math
Bonus
+$250
Extra
+$250
Get $15,000 in direct deposits (3+ deposits) within 90 days · Open checking within 10 days of joining with a qualifying new-money deposit…. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get $15,000 in direct deposits (3+ deposits) within 90 days
- 2Open checking within 10 days of joining with a qualifying new-money deposit…
- Ends
- No end date listed
- Where
- Nationwide
- Monthly fee
- None
- Keep it open
- At least 90 days, or the bonus can be taken back
- Bonus paid
- Usually within 45 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Farmers Insurance FCU FIGFCU CashBack Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$250.
What are the requirements?
Get $15,000 in direct deposits (3+ deposits) within 90 days; open checking within 10 days of joining with a qualifying new-money deposit…. Open nationwide.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.